[mistrial9]

you dealt with your creditors in a way that a responsible business owner (or farmer) would do it -- like adults dealing with bad news in a long-term relationship. A difference though, is that in consumer credit cards, the scale of the offering made it a whole-new situation. The people you talked to are low-training cogs, and there is almost zero sense of relationship at the scale of consumer credit like that. The people at the top of the consumer credit business were making more money than almost anything in the entire economy, and definitely had no time or consideration for a single small business.

The plus side is that you and your wife were able to access credit very easily compared to the past, the downside is that when you tried to treat it like a long-term relationship, it was shocking how not like that it was. don't change!

[h2odragon]

Among our creditors was also a local bank (whose customers include a lot of farmers); they were willing to discuss things with us. We managed to pay them off (with a few months of forbearance) and continue doing business with them.

Lovely folks there, I fear the day they get bought up and turn bad.