[kevinventullo]

So, I think I agree with everything you said except the first sentence! My takeaway from the movie was pretty much what you wrote in the bullets. Specifically, that the set of folks who ultimately profited from betting against the mortgages were the only ones not asleep at the wheel. Moreover, if more people had correctly clocked the risk earlier on (especially the rating agencies), we wouldn’t have ended up in that situation in the first place.

I thought the movie mostly portrayed the bankers sympathetically, e.g. the scene with Brad Pitt: “Just... Stop f**in' dancing.”