[numpad0]

While my heuristics says a lot of those deserves bans, where in that process are local law enforcement and court systems involved? It sounds wrong that a Stripe account, AdSense account, these quasi bank accounts used by small businesses and individuals(and criminals) as quasi public utility can be opened and closed by decisions of "the team", by unqualified software engineers and ex-engineer managers, completely unmonitored. The web is not a huge advert or scientific experiment anymore, I mean, it hadn't been for a decade or two, but now it's significantly less so.

[lolinder]

This is a problem, but it's not a problem with Stripe, it's a problem with banks in general. Banks use heuristics that are "good enough" to detect fraud and money laundering, and if they do then they'll block you just as surely as Stripe will.

Stripe's processes may very well need improvement, but private fraud teams making important calls is how finance is run everywhere.