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by H4lcyon
1046 days ago
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IMO it is in your best interest to not use banks at all for personal finances, WF is just the most glaring exemplar of why not to. A better alternative are credit unions which are non-profit organizations set up to benefit their members. Strange to think about, but depositors are a liability to banks. Unless you're taking a loan from the bank you are not really a "customer" in their eyes. |
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Deposits at credit unions are also a liability to the credit union. The nonprofit and local angles, however, are germane.