Yup, won't disagree with you on that one.
>which is exactly what is stated on their website.
Really? Curious to see where they say that. Let's try ddg: https://duckduckgo.com/?q=where+are+nubank+tech+hubs&t=canon..., the first result is:
>Get to know Nubank’s main headquarters in Pinheiros, Sao Paulo/Brazil https://building.nubank.com.br/nubank-office-pinheiros/
Maybe their About page:
>We have offices or technology hubs in six countries, and our staff is composed of around 8,000 Nubankers from over 50 different nationalities (as of December 2022). https://international.nubank.com.br/about/
Okay, I give up.