[AznHisoka]

What I don't get is.. if Goldman Sachs is 'ripping' people off, why do their clients continuously pay them money?

I see a pattern among consumers. Lots of businesses give consumers what they want and tap into their emotional sensitivities, rather then what they need. Who's to blame? the business? or the consumer? the business is just seeing an opportunity for some profit. There's a misalignment in some industries between really serving the client, and making profits.

Example: - Junk food companies and fast food: they give us what we want: great tasting good that makes us addicted, but is it what we need?