[latchkey]

I never understand why people ask questions like this. A lot of people will give you anecdotal responses to this. "I use XYZ and have never had problems".

None of this advice is meaningful or relevant because for every one who has had a good experience, there is going to be someone else who hasn't. It all depends on who responds and isn't a large enough sample size at all. It is about as good as reading reviews on Yelp.

It is generally known that some banks are better than others, and WF is accepted to be on the worse end of the spectrum. So the correct answer in this case is really "any bank except WF".

Until we come up with a solution where you actually control your own funds (or at least it has been put into a DAO, which has its own set of issues), you're always at the whim of whatever bank you choose and even more importantly whatever government you're under, since they can empty your bank account at any time anyway.

[lcnPylGDnU4H9OF]

Even with Yelp reviews I think my biggest worry is whether or not the reviewer was paid for the review. In this context, it seems reasonable to expect that the anecdotes are at least genuine. Then one is just using their own ability to parse the information in the comments, especially with regard to the specific features that accounts might have and what they’d like to prioritize.

But yeah, a “good enough” bar might be any place that doesn’t have “Wells Fargo” in big red letters on the building (or on their website).