[airtag]

The other two downsides are: Some people may chose not to have their email account on the phone. Personally I don't want to carry around access to my main email at all times (the same goes for access to my main bank account, BTW.)

Also, email delivery sometimes takes a very long time, it can be minutes, if you rely on email forwarding to protect your main email address.

Auth apps are better for 2FA, at least for me.

[yosito]

If it weren't for SMS 2FA, I wouldn't carry around my "phone" number on my phone. I'd just use data-only SIM cards.