[ghaff]

At various times I’ve seen a whole lot of people arguing for taking out HELOCs and buying stock with it. Which works sometimes until it doesn’t.

[mlinhares]

I've a friend that did that and got completely fucked because he was stock picking on Robinhood with the HELOC money. It worked for 2020 and 2021, once 2022 rolled around he learned he wasn't smart, just lucky.