Health insurance companies have weird incentives. For one thing, they are not permitted to charge more in premiums than what they pay out times a small multiplier. So health care being expensive is good for insurers.
This is tempered by the fact that they have to compete with each other on pricing of premiums.
And if they had such amazing power to unilaterally increase healthcare costs, there would not be many people complaining about healthcare not being covered.
And if they had such amazing power to unilaterally increase healthcare costs, there would not be many people complaining about healthcare not being covered.