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by custom-pros 1057 days ago
Adyen provides payment services for Etsy, and it is highly likely that Adyen charges for storing the deposit.
1 comments

> Etsy partners with Worldpay, PayPal, Adyen, and other licensed payment providers to facilitate card payments and other payments and the disbursement of funds to sellers. The provider and processing time for your payment will vary based on the country in which you're located.

Adyen is a Dutch bank of some sort. PayPal, however, is definitely not a bank, and so the rules around their storage of funds are more obscure.