[01acheru]

I don't know how it works outside of Italy but here we can make instantaneous bank transfers for free or a really small (and capped fee) to anyone just knowing their bank account without leaking any secret information.

How does it work in the US?

[AnthonyMouse]

You go to your bank's website and input the other person's bank routing information to make a transfer.

But with the same information someone can also make a withdrawal, which is problematic.

[01acheru]

Whoa... that's totally broken...