[Spooky23]

Yup. I know a body guy, and always get quotes from an expensive shop, then he does it for less.

I hit a deer a few years ago and made $5000.

[mwint]

Did you suffer any increase in premiums? I’ve never been involved in any sort of accident (other than being a passenger), so what happens after an accident re. premiums, etc. is a Scary Thing that I’d love to demystify for myself before I learn by experience.

[Spooky23]

It depends on your policy. In my case, no. But it think multiple incidents will raise it. Also, they’ll drop you if you’re too unlucky.