[hellomyguys]

This ignores the impact of wildfire smoke on people, which affects a much larger population.

[frumper]

Your insurance carrier isn’t going to cancel your policy because of smoke

[hellomyguys]

More so commenting on that many Californians will notice the impact of wildfires, regardless if they are in an area prone to wildfires.

[esalman]

They aren't going to cancel, but at least StateFarm won't renew or sell new homeowners insurance.

[frumper]

While they are the largest in CA, there are 100 home insurance companies operating in California. Also the excuse of wildfire doesn’t make much sense. They also cite high building costs, but policies are priced on how much insurance people buy, so that doesn’t make much sense either. Also, State Farm is renewing, just no new policies.

https://calmatters.org/economy/2023/06/california-home-insur...

[esalman]

Do you not think major insurers like StateFarm pulling out of the market will drive premiums up for the average folks?