[scubakid]

I wonder if the commenter who was talking about dark patterns might look at the notional implementation for this and say it feels like the tool holding your plans hostage.

I'm also curious how much you would see yourself returning to this "read-only" view. I don't imagine there would be a lot to do if you can't make changes to anything.

[Amorymeltzer]

All good points! I mostly just don’t want my personal use to be I spend each day adjusting models. Having a thing I can check scratches some of the need for action/anxiety about the future/etc. Right now I have some complex-ish spreadsheets, and while not much changes, I find I often look at things just to feel like I’ve “done something.” And yeah, I do sometimes say “what if better market/worse inflation” and then change the values back, so I take your point well.

[scubakid]

Yeah that kind of tinkering is what the app is made for. So it's hard not to wonder if cutting people off from that until they buy another "access pass" to their own plans might feel more frustrating than they realize.