[luke_s]

I think for me it's about the ongoing nature of the subscription. Everything is a subscription model these days, and I'm quite wary of "zombie" subscriptions that take money every month, but I don't actually use them.

For me financial planning feels like a "once every 5 years" process with possible lightweight annual check ins to see how I'm tracking towards the plan and tweek some details. A monthly subscription doesn't map well to this model. This is why I suggested something like an "access pass" might be a better fit for somebody like me.