Medicaid (see my answer below). I was shocked to find out I qualified given my income level in the past year, but since I made no money, it was free for my wife and kids and i had to pay a heavily subsidized rate for marketplace insurance, with no expected pay back now that my income is back to normal. I honestly think that the 'America has no social programs' trope that is often parroted by online personalities does a lot of harm in that it discourages people from applying. I applied originally as a joke to show my very fiscally-conservative mother that it is hard to get on to government welfare programs, but I was shocked at how easy it was.