[Hamuko]

I imagine they already exist in EU states. I got one in Finland after my ID card was stolen and someone was trying to buy stuff on credit with my ID. Paid a small fee of like 10€ to get a two-year credit freeze. They also give you a certificate from it that you can use to verify that the black mark in your credit history is a voluntary block. Never actually had to use it, was a student back then and I didn't have any credit to apply to, mobile phone plans to buy, apartments to rent etc.