[jjav]

> It’s weird that not spending every dime you make is being characterized as hoarding.

That's not at all what I meant. Maybe hoarding is the wrong word, couldn't think of another one. Saving is great, but what is the amount one needs to save?

What is your target amount in investments to be able to retire?

What I mean is that in the US there is a neverending pressure to save more and more because you never know what might happen and there is no social safety net so it's all on you. So you must keep working and saving to cover every conceivable future edge case, so it feels like no amount will ever be enough.