[barefeg]

It may depend on the investment profile of the individual. I’m not 100% invested which means there’s always some cash available at any point.

[throw0101a]

> I’m not 100% invested which means there’s always some cash available at any point.

This is sub-optimal from a returns perspective:

* https://ofdollarsanddata.com/even-god-couldnt-beat-dollar-co...

[IanCal]

Yes as I say, it means having funds deliberately not invested waiting for a crash, which is timing the market and relies on you predicting the market.