[PeterStuer]

It's the law of concentrated profits vs distributed downsides. The few that benefit have the resources and incentives to lobby (by all means, both above and below board), without the need for complex organisation, while the widely distributed downsides might be in aggregate worse so societally there is a net negative, but they would have to overcome the hurdles of a huge organizing effort to get to the same effective action because the individual incentives and resources are relatively low per capita compared to those of the former group.

This asymmetry lies at the heart of many net negative societal problems.