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by roenxi 1066 days ago
I'm not sure I follow the question, but presumably the people borrowing the money aren't bearing it and the people lending the money probably aren't stupid enough to lend money for 30 years at fixed interest rates. So by elimination, the the people holding the bag are probably the taxpayers.

But I don't know the details of how the market works. Wouldn't surprise me if there are other quirks at play.