[trimethylpurine]

I'd be interested to see some stats on that. I wouldn't think that alternative to CC is the primary form of online transactions in any country, unless you're excluding debit cards from that category. At least not yet. And, just like everywhere else, there are countless payment methods that are not run through Visa/Mastercard in the US. Zelle, ACH, Direct transfer, etc.

[jorams]

Here[1]'s an infographic for a report on the Dutch market for Q1 of this year. See the bottom right. iDEAL is by far the biggest payment method.

[1]: https://www.thuiswinkel.org/media/oyhhmgvy/infographic_thuis...

[trimethylpurine]

The Ideal platform is essentially an agreement between banks to process payments from a trusted, third party processor, who collects fees from the seller.

What I just described is also what Visa and Mastercard are.

While the graphic might be nice marketing for Ideal, I wouldn't categorize it as separate from debit/credit card.