[riadsila]

Not sure if this previous thread from years ago will be of any use, sharing it just in case any of the alternatives are still relevant or could be of use for you: https://news.ycombinator.com/item?id=22596082

Mentions Adyen, Braintree, and Paddle

[rayquazatime]

Paddle now looks super expensive, with like 5% + $0.5 what is happening?

[rayquazatime]

Okay this includes fraud and tax as well. Any idea how paddle's Fraud management compares with Stripe's radar?

[khemdhaliwal]

Khem from Paddle here - we'll be able to fight chargebacks on your behalf too as part of that :)

The price above includes the entire payments stack (filing and remitting of taxes too), so you're compliant globally out of the box.

We often help teams avoid having to hire lots of external accounting resource.

Happy to chat if you'd like to learn more :)

[NavyG]

Curious: you must have done a lot of groundwork to provide the whole stack as a solution, would love to hear from you how you internally select the processors you work with. Or are you directly integrated with banks and card networks?

[khemdhaliwal]

Sure - it's always evolving as we add more gateways and payment methods. We currently have three Stripe gateways (each region), WorldPay and Checkout.com.

We find that payments getting accepted is dependent on a whole number of things and having the ability to re-route and retry based on the location of the transaction massively helps boost chances of it going through.

You're absolutely correct in that haha - we exist to make sure teams don't have to do all this work internally themselves, as it becomes increasingly messy the more you grow.

Can I ask what category of product it is you're selling?