[neom]

I've heard braintree is pretty good these days, and iirc they're actually slightly cheaper than Stripe.

https://www.braintreepayments.com/products/braintree-direct

[burpee]

I've used Braintree extensively with their subscriptions, and would not recommend using them.

Their documentation is spotty, they don't inform customers about required changes to an implementation, and most importantly their failed transaction rate is much much higher than other processors I've worked with.

[smca]

Braintree is a good chunk more expensive than Stripe for OP's needs if they're in the US.

Based on the info they shared:

• Braintree: 2.59% + $0.49

> Braintree fees: $17,570 cost for 20K txns/month ($15 AOV)

• Stripe: 2.9% + $0.30

> Stripe fees: $14,700 cost for 20K txns/month ($15 AOV)

So Stripe is around 16% cheaper for their use case on standard pricing alone.

[dubcanada]

Though I suppose that 16% does depend on what the average transaction fee is. If you are higher then $15 it does scale towards Braintree being cheaper.

[smca]

For sure, although I based it on OP's stated transaction value + volume ("20k transactions a month with an average ticket size of $15 per transaction").

If you're doing ~$300K/month, it’s likely you would've already spoken to our sales team and we would work out custom pricing for your business.

[buf]

I've been using braintree for 9 years on one of my projects, and while it does "work", there doesn't seem to be much innovation happening, sadly.

I use them for their direct integration with paypal, who owns them

[cj]

What features are missing?

In contrast, I almost feel like Stripe is innovating too much. I wish they stopped product development, no more redesigns, no more API breaking changes, it already "just works" so why rewrite and "improve" everything endlessly.

[davetron5000]

Their engineers need promotions so how else can they get them?