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by freddie_mercury
1061 days ago
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ACH has had same day payments since 2016. If your bank takes until "next morning" then that's your bank's problem, not ACH's. https://www.nacha.org/resource-landing/same-day-ach-resource... That said, FedNow is still an improvement over ACH. ACH is fundamentally batch-based processing, they just run the batch multiple times per day now. And all the batch times are East Coast biased, so people on the West Coast get worse service. |
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