[bl4kers]

Zelle has been a nightmare to use. Apparently they rolled out a major update that caused many financial institutions to drop support. Because of that, my phone number is now unusable/blocklisted in their system because it's in a limbo state that neither Zelle nor my bank can fix

[latchkey]

Zelle is being dropped by banks because it is a massive source of fraud.

https://www.wfla.com/8-on-your-side/better-call-behnken/zell...

[Tommstein]

It's a coin flip whether Zelle will actually work any time I try to use it.