[clord]

I always have an awkward delay with interac transfers when doing in-person. like "so, what do you think of those jays" bla bla for several minutes. Works great when the transaction is not 100% live though.

[moberley]

If the e-transfer involves a credit union it can take much longer than several minutes at least that is the case in the rural area where I live.

[emptybits]

Ha. Interesting. I do a lot of e-transfers but I don't think I've ever needed instant, on-the-spot confirmation so I've never noticed that! Noted!