[prepend]

Not really though as the risk is still per satellite. They have a greater chance of an individual loss but their individual risk per satellite is the same (or maybe higher because the collision could be with another starlink).

So it seems like the 1:10k vs 1:100k threshold would be a function of the cost of a loss from a particular incident rather than the risk of a single incident among the 4k satellites.

Thinking from an insurance standpoint, the cost to insure probably depends on the number of satellites overall and total potential loss, not just insuring for a single loss.