[kortilla]

Please stop. You’re completely misinformed here on how much is available for students to loan. I know multiple people that took out massive PLUS loans from the government that carry interest, are not discharged in bankruptcy, and far exceeded the limits you are talking about ($70k a year for grad schools).

[macdaknife]

I would also add that a lot of loans end up rolled up into a package, which you are given no forbearance.