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by roschdal 1073 days ago
Dividends are useless, because the stock falls in value relative to the dividend when it is paid.
4 comments

Dividends allow you to obtain money from the business without giving up control. Small distinction, and only really relevant to those with large holdings.
> Dividends allow you to obtain money from the business without giving up control.

Nonsense. The business can choose to issue new shares whenever it pleases. https://en.wikipedia.org/wiki/Follow-on_offering

Maybe I missed something but both of those involved giving up some control?

If I issue new shares and sell them, that is diluting my voting rights.

If I sell some of my existing shares, that is diluting my voting rights.

What have I missed?

Just to re-iterate, this is from the perspective of a shareholder wanting to bring some cash back to my personal bank account. Not trying to add more funds to the business (which a dividend is the opposite of).

Totally depends on your use case. If you want regular passive income from your investment, it's much simpler to get dividends then to regularly sell small amounts of it.
Dividends as a concept are excellent, because they allow generating income on an appreciating asset. But I've seen exactly none that beats the S&P 500 on a long timescale, even with dividends reinvested.
Are you talking about a single company not beating s&p or a portfolio of companies paying dividends?
How much tax do you pay on dividends compared to realised gains on stocks? These two are rarely the same and sometimes a dividend is taxed preferably.
> How much tax do you pay on dividends compared to realised gains on stocks? These two are rarely the same and sometimes a dividend is taxed preferably.

If it's stock held for more than a year, it's the same. If it's 2-12 months, dividends get better tax treatment. If it's less than 2 months, it's the same.

For the vast majority of people and investment out there on an individual level, they're the same.

But what if you prefer that steady income? It’s a honest question.
If you believe that your dividend is just being subtracted from the value of the company you invested in then it is equivalent to selling a small proportion of a non dividend paying stock every month/quarter/year as you prefer.
Money in the pocket. If you trust the company you assume that the stock will recover the value eventually.
I think the point is that, in theory at least, the price would have been higher at the point of value recovery by the dividend amount.

Of course, it’s never exactly that simple in practice, as there are many other factors affecting share price. But there’s a point in dividend payout being referred to as forced fractional share sale.

Dividends are basically a last resort for boards. They are what you do with the money when you can't find a more productive use for it. Companies that aren't paying dividend are re-investing revenue in future growth.
Dividend companies don't have anything better to do with their profits than pay them back to investors. Sure, many successful companies will end up there at some point. But there's not much correlation with that and an investment that's good starting today.