[slt2021]

Everybody makes tradeoffs, if you cant move out - you cope.

I grew up in high crime third world country and all young with half a brain folks emigrated as soon as they could.

The rest had to adapt and cope, due to different life choices and trade offs.

Yes you can blame the government for being unable to fix high crime, and sit helplessly while waiting for the same government to fix the problem.

Or you can get matter in your own hands and solve it the way you can.

Fraud problem cannot be attributed to banks 100%, given that users are at fault