[Retric]

Retiring by 35 is very possible on programmer salaries assuming you start young with minimal debt, and avoid major financial disasters.

It comes down to questions like, am I willing to forgo ever eating out, buying expensive toys, down to AC etc. The issue for most people is extremely early retirement isn’t actually worth major sacrifices when another X years can raise your standard of living significantly.

Unfortunately, retirement isn’t that great when you don’t have money or friends to enjoy it with. The trick IMO isn’t about early retirement it’s avoiding the traps that force you into working a job you dislike.