[nfriedly]

My understanding of when they move money around in minutes is that they're basically giving you a short-term, interest-free loan in exchange for using their service. In reality, it still takes a day or two for things to clear.

[ajross]

Right. Because it's a robust system with clear properties and sufficient risk tolerance to make that practical. The bitcoin economy lacks those properties, which is my whole point. And people who plus bitcoins as "investments" without awareness of these issues are hurting, not helping.