Pardon, this was deeper linked, but your previous comments describe the overall forgiveness as a bandaid, or generally not helpful. That is not supported by the research.
I do think it is a bandaid and generally not helpful, even if it is not economically damaging. Economic benefit or damage is only one aspect of the question.
Why? Because a lot of people don't support counter-productive band-aids and would rather advocate for policies that solve actual problems? That doesn't seem like our issue to me...