[sadjad]

[GPT-4 generated summary]

The case: The Supreme Court ruled that the Secretary of Education exceeded his authority under the HEROES Act when he canceled $430 billion of student loan debt in 2022. The Court held that the Act only allowed the Secretary to make minor changes to existing provisions, not to create a new loan forgiveness program.

The standing: The Court found that Missouri had standing to challenge the Secretary’s plan because it harmed MOHELA, a public corporation created and controlled by the State to provide student loans. The Court said that the harm to MOHELA in its public function was a direct injury to Missouri itself.

The reasoning: The Court relied on the text and purpose of the HEROES Act, as well as its precedents on major questions and separation of powers. The Court said that the Act did not authorize the Secretary to rewrite the Education Act, which specified limited circumstances for loan discharge. The Court also said that Congress would not have intended to delegate such sweeping authority to the Secretary through a subtle device like permission to “waive or modify”.