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I don't think it's wise to cut every possible corner and consider only what saves the most money.

What we want is something that works for the people being served. Subject matter experts are great for input, but just because foxes are experts in chickens, being so intimately familiar with their ins and outs, that doesn't mean that they should run the hen house. We need other stakeholders involved too. The people who depend on those systems need to be represented. The people those institutions serve. The people who will be impacted by them.