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by incone123 1092 days ago
That seems to support the point you replied to. You point to a group of people who opted out of monitoring and exhibited risky driving behavior, leaving leaving lower risk people in the monitored group
1 comments

They all consented, initially. The insurance companies got the data they need.
The people who stay in the plan are the low risk group, obviously there will be some percentage of churn in the first year.