[mimikatz]

Just because they don't care now doesn't mean they won't in the future and like you said it is a potential disaster if they do. Because it will come at the worst time because that is when these things happen. I think a reasonable amount of debt is healthy and fine, but people want to spend and think that the bill doesn't ever come due. Sometimes inflation eats it and it was good that you spent the money, sometimes your face will get ripped off and you need to be careful.