[vlakreeh]

Ease of use is the biggest one. While you and I are capable of setting up and keeping up a remote machine with a self-hosted password manager, I'm incredibly confident my barely tech literate parents are. Realistically for people that aren't savvy enough to set up their own thing it's a e2ee password manager using that password manager's remote service or them using the same password for multiple websites and more of a lesser of two evils.

[bobajeff]

That makes sense. However, it's not that different from using the same password on all sites as an attacker only needs the master key for your online password manager.

[ghusto]

It's very different. Even if I gave you my master password, you wouldn't be able to get into my account. The password manager I use has MFA (and I don't mean 2FA).