[anonym29]

"In a perfect world where everyone perfectly followed perfect instructions to the letter, convenience isn’t critically important. In the one we actually live in it, is. And it’s not just me saying this."

Is this your polite, roundabout way of saying "A number of users are literally so stupid that they're incapable of making rational decisions in their own password management practices"?

I would tend to disagree. I think most people have the capability to follow instructions and act responsibily, when they want to. We really shouldn't be letting the general public drive 3-ton SUV's capable of rapidly accelerating to 120+ mph (200+ kmh) if that weren't true, right?