[saurik]

Is it really a "nitpick", though? People always trot out the argument that inflation helps people who hold debt, but I would think that the era of lenders irrationally handing out long-term loans at low fixed interest rates would have been over many decades ago, no?

[lotsofpulp]

Those long term low fixed rate loans with no prepayment penalty are ultimately underwritten by people who use USD, and US voters implicitly like that policy because they like seeing the price of their assets go up.

Without the taxpayer subsidy, I doubt any lender would offer those terms.