[yieldcrv]

Wise, formerly Transferwise, fulfills this niche pretty well. They give actual bank accounts in many of the other countries, in your name.

Really solved a Euro banking issue I had for legitimate incoming SEPA transfers

I even used a US LLC and got a Euro bank account that European clients felt familiar and comfortable with

A lot of banks stopped servicing Americans due to the paperwork with FATCA treaty, but that was 12 years ago and some have stepped in to fulfill the niche