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by formerly_proven 1097 days ago
Paypal has been very annoying with their login stuff since PSD2, more so than real banks. Amazon Pay is the easiest there, though SEPA payments are kinda the easiest for the consumer. However, SEPA transactions negatively impact credit score (if the merchant asks for the score, not all do). Credit cards are just a hassle online (except thru Apple Pay) and 3dsecure always feels like phishing.