[mythhabit]

It may be the limit imposed by VISA/MasterCard to comply with fraud regulations. You can have the limit lifted if you call your bank, but you will be on the hook for any fraud that may occur in the next 30 days until the limit resets again. Good news though, they have changed the rolling window to 7 days now.

[themoonisachees]

The comment wasn't about the card being declined, it was about how the website just said "failed" instead of saying "you're broke". Gp says if the website had informed him the card was the problem, the first website would have gotten the sale instead of the more verbose second one.

[mythhabit]

As much was clear. My comment was a possible explanation of what might have been the root cause. It was a interesting potentially relevant piece of information.