[dan_mctree]

If you only offer creditcard payments and want international customers, you will missing out on a lot of customers. For example in the Netherlands, iDeal is the standard of payment and many Dutch customers do not have other payment options easily available.

[KnobbleMcKnees]

Trying to support international payment methods in general is a nightmare and the Dutch system is one of the most idiosyncratic. Not saying it's bad for users, but I remember integration of support across different banks being daunting (this was several years ago so things may have improved).

[zx8080]

Does it mean that mostly, they don't have any Visa or Mastercard?

[jvdvegt]

Indeed. Our debit cards are visa/mastercard, but such cards have numbers like NL01BANK012345678901 (IBAN). Credit cards have no additional benefit in day-to-day life but do have an additional cost. Ideal is actually ideal for consumers, as the merchant doesn't ever receive personal information. For small amounts, it's only a fingerprint away.

It seems to become a European standard: https://nltimes.nl/2023/04/25/dutch-payment-processor-ideal-...

[SpacePortKnight]

Correction. Our debit cards are only mastercard maestro not visa. Maestro is depricated, and soon everyone in EU will have proper international debit cards.

[sigio]

Yeah, only a very low percentage of people will have a creditcard... 99% of dutch online payments will be made using IDeal, which is cheap (free for user, ~20-30ct for the seller) and instant. And works with every bank in the country (and some international ones like Revolut and N26)