[epc]

Get the degree, but keep the job. Find a way to work on the degree part time, or work at the job for a couple of years and then tell them you want to get a BS.

30k in debt may not seem a lot, but it will feel like that nagging weight at the bottom of your backpack that pulls you down a little. It'll impact your decisions on what car to buy (and how well you maintain it), where you live, whether or not you get married, kids, etc. I'm not saying don't borrow, but do it with your eyes open (which you seem to be). Work for a few years, save up some savings, find a school which will credit your existing education and allow you to focus on the courses you need for a BS/MS and not the silly side classes that all schools force on people to justify the other departments.