Counterpoint I just ensured a PHEV Tucson and Ioniq 5 (full ev) for $1800 a year. Pretty reasonable. It’s probably a Tesla specific problem because they are in the luxury segment or maybe it’s their atrocious build quality.
I don't think it's Tesla specific, seems more like at least for me EV's in general are significantly more expensive to insure. Mr. Rumor Mill is that part of it is just because of higher rates of cars being written off due to damage to the battery packs. Of course, we all know how trust worthy Mr. Mill is so take it for what it's worth.