[shadowgovt]

As someone who spends quite a bit of his time counting the sand in the hourglass that is one of his relatives' retirement funds...

There's no definite win-strategy here. It is possible to die young. It is possible to outlive your savings and live a miserable final years. We can't guarantee a happy solution.

(Well, TBF, we could decrease the misery of the one option by deeply funding social security, not to sustain it but to raise to a higher standard of living than previous generations ever knew because we currently live in a world with a higher productive capacity than previous generations ever knew. So I'm speaking of transient political reality and not concrete laws of the universe.)

[unmole]

> Well, TBF, we could decrease the misery of the one option by deeply funding social security,

Take from the young (poor) to pay the old (rich). Yeah, that sounds amazing, where do I sign up? /s

[shadowgovt]

Not necessarily. The source of funding for social security was an arbitrary decision. We could fund it with a wealth tax.