[Peroni]

>I don't feel comfortable taking on mortgage despite having multiples of needed deposit

This is great. It means you have more financial security than most in the event of a worst case scenario and the financial aspect appears to be underpinning a lot of your concerns so give yourself some credit for that.

The most valuable antidote to the concept of AI replacing skilled workers is depth of experience. Before your job becomes obsolete, the jobs of every engineer with half your experience need to become obsolete and we're a very long way away from that happening.